On today’s episode of The Confluence: Zachary Sherman, executive director of Pennie, the state’s insurance exchange, explains how the American Rescue Plan has significantly reduced the cost of health care for those who can enroll via Pennie this year; one reporter’s investigation into school board campaign found access to campaign finance disclosures varies widely by county in the commonwealth; and we hear from the plaintiffs in a trial going to court Friday that calls into question how the state funds public schools.